HomeBuyer's 107SM

On Line Pre-Qualification

Now Here !!!
HomeBuyer's 107sm Program With Dozens of Options!

Here Are Four Great Options!
Call To See If We can Help You!
410-643-0222   888-643-3659

NO RENT OR HOUSING HISTORY NEEDED!

Purchase Programs

HomeBuyer's 107sm
(Borrow up to 107% Of Purchase Price!)
  • ZERO Cash For Down or Closing!
  • 680 and above middle scores
  • Owner Occupied & Second Homes
  • Loan Amounts to $400K & 45 DTI
  • 1-2 unit, Low Rise Condos & PUD's
  • 2 months PITI reserves
  • $1500 residual income
  • No Mortgage Insurance!
  • First Time Home Buyers Allowed
HomeBuyer's 103sm
(Little or No Cash Needed At Closing)
  • Zero Down, Little Cash Need At Closing
  • Middle scores as low as 580
  • Loans to 300K & 45 DTI (620+ middle)
  • Loans to 250K & 55 DTI (580+ middle)
  • 1-2 unit, Low Rise Condos & PUD's
  • 2 months PITI reserves
  • $1500 residual income
  • No Mortgage Insurance!
  • First Time Buyers Allowed
100% Stated Income
(No Money Down!)
  • 720 + middle scores =  0% Down
  • 680 middle score = 5% Down
  • Owner Occupied Only
  • Loans to 300K & 45 DTI
  • 1-2 units, Low Rise Condos & PUD's
  • 2 months PITI Reserves
  • $1500 residual income (stated)
  • No Mortgage Insurance!
  • First Time HomeBuyers Allowed
100% Non Owner Occupied
(No Money Down On Rental Property!)
  • 680 and above middle scores
  • Loans to 300K & 45 DTI
  • 1-2 unit, Low Rise Condos & PUD's
  • 6 months PITI reserves
  • $1500 residual income
  • No Mortgage Insurance
  • First Time Homebuyers Allowed
  • No limit to the number of  owned or financed properties
Other Guidleines apply on all programs. SUBJECT TO CHANGE! 
Call for details!
We have very competitive rates and terms, these loans require good credit.

Again, rates are based on the middle credit score and Program...
 
 

410-643-0222   888-643-3659
 

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