On Line Pre-Qualification

5% Down Single Family Detached Only
We Do Not Yet Have A Guideline Page
Call For Info Or Complete Above Form
410-643-0222        888-643-3659

10% Down Available for 1 to 4 Units,
Detached or Attached,
Condo's & PUD's 

ATTENTION:
Guidelines have recently changed (improved),
we now offer 2 options with our 10% Down Investor Program!!

We recommend completing the no obligation online form above to get started today!

Full or Alt Doc Purchase or Refinance to 90% of Value...

The Number of Properties Owned may be limited, email for details...

May finance up to 4 properties or a total of $2,000,000...
(Can only finance 2 with10% down, others may need 20% down or seller 2nd) 

Minimum "Middle Score" of 620 or 680, depending on program... 

Six Months P.I.T.I. reserves  may be required... 

Up to 2% or 3% seller contribution towards closing costs, depending on loan program ...

Full payment on subject property may be counted as debt...lease 
may be used as income under some circumstances, call for details...

Also ask about our 50% Debt Ratio and our Rental Income Offset Option programs... 

For general program information or loan scenarios please call us  locally 410-643-0222 or toll free 888-643-3659; or send an e-mail ...prior to writing the contract... or complete our on line form.

Rates and guidelines are subject to change!  Call for up to the minute info. 

Over 4 units see our Commercial page, they are a totally different program.