On Line Lot Loan Pre-Qualification

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Maryland Lot Loans- We require 10% to 20% down with good credit, 20% to 30% down with other credit, subject to underwriting guidelines.

With a seller 2nd,  5% down, sometimes 0% down.  Much depends on the credit and financial strength of borrower.

Lot Down payment may be a hypothication of a C.D., Stocks, Bonds, etc. 

Lot Loan Rates are tied to Prime.

Terms from 3 to 30 years, fully amortizing or interest only, balloons. etc.

Lot must have an approved perc test.

We require proof that lot can be built upon.

Please call for current rates and other terms.