On Line Purchase & Refinance Pre-Qualification 

We offer several different No Ratio programs up to 95% of Value!

On these the income section of the application is left blank.  We don't ask.

You may really be looking for  a True No Doc, be sure to check out that page 

85 LTV program allows 15% down purchase money or 85% LTV rate/term refinances with no seasoning requirement.

The most popular requires above average credit and offers the lowest rates .  There is a reserve requirement.  With superior credit the reserve requirement can be waived.  Rates are generally 1/4%  to 1% higher than the standard Fannie Mae rates depending on the discount points and other factors.

The others require average credit and do not have reserve requirements.  They are also known as NINA loans (No Income No Asset Verification).

There are loan to value and other restrictions on these loans, it is best to call the office or email with your situation.  We offer free phone consultation.