"Everything went fine at
the closing. It only took about half-an-hour and all the papers were
signed. Thank you so much for making this such a pleasant and painless
experience. I will recommend your services to anyone I know who is
in the market for a refinance."
M. L. Pasadena,
Anne Arundel County
This
was my very first customer from the Internet, 1997. It was a refinance
for a single parent "A" borrower. We received this e-mail unsolicited.
Please give us the opportunity to make your experience "pleasant &
painless" too.
"We really appreciated
your help! Your display of professionalism was comparable only to
your quality of attitude!
Warmest regards,"
R.&A. C. Prince
Frederick, Calvert County
This was a
fixed rate 2nd mortgage for a self employed borrower. A year later
he called me to refinance his first mortgage and subordinate the second.
I did.
"...and are very excited
to have found your reputable company. Our mortgage consultant is
a true professional and has been very attentive to our particular, and
specific needs"
T. & S. T.
Edgewater, Anne Arundel County
This was a
cash out refi with some slow credit and a prior foreclosure on credit report.
The borrowers did have reserves to compensate for this. This was approved
under a FHLMC (Freddie Mac) program with a low rate.
"We would like to thank
you for your efforts on our behalf and to tell you that the closing on
our property went very smoothly."
S.S. Cambridge,
Dorchester County
This was a
lease / purchase from a family member that we were able to treat as a caslout
refinance that enabled the borrower to consolidate some credit card debt
at the same time.
"S. and I very much appreciated
your prompt and professional assistance with our mortgage. If fortunes
go well, I am sure we will do it again sometime."
J. & S. B. Centreville,
Queen Anne's County
This was a
stated income, one close construction permanent loan for an Attorney.
We did "do it again sometime", we refinanced their loan again to
a even lower rate.
"Thank you, Thank you,
thank you!!! I will be referring many of my clients to you..."
F.J. Annapolis,
Anne Arundel County
This was a
Financial Planner who was tight on his debt ratios because of writing off
and deducting as much as possible from his business. He still
refers clients to me.
"We couldn't have made
it without friends like you."
D. and C. M. Denton,
Caroline County
This was a
no money down, no income verification, purchase for a previous bankrupt
self employed Waterman. On my advice, the borrower had a Realtor
find a house that the seller was in a position to take back a second mortgage.
The seller held 25% of the purchase price and also agreed to pay
most of the closing costs. I obtained approval for a 75% LTV purchase
money first. The borrower had to bring less than $300 to closing
to buy his first house. I later refinanced the first and second into
a new
Fannie
Mae 15 year fixed rate mortgage.
Many more
on file, to be added when time permits...
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