On Line Pre-Qualification

On purchases the seller will usually pay a point or two to permanently buy down the rate (this can save thousands at closing and over the life of the loan); or may be agreeable to paying a percentage of the sales price in closing help.  Please keep in mind that the points paid by the seller are tax deductable by the buyer, another reason to try to get the seller to pay points... 

We offer no point purchases for cash strapped borrowers. Some borrowers get the seller closing help AND zero point loans to really save money at closing...

It is important to call us and discuss your cash position and the details of the proposed transaction before entering into a sales contract. We offer free phone consultation,  410-643-0222 or 888-643-3659. 

We recommend the services of a Real Estate Attorney or a Realtor, there is too much at stake and there are too many potential pitfalls when buying real estate. Please don't buy without the advise and guidance of a trained professional.